Unpopular opinion: I think the whole "air filter is fine until it looks dirty" thing is way overblown
I had a truck come into the shop a few months back, a 2015 Freightliner Cascadia, and the owner swore his air filter was fine. He said he pulled it out and held it up to a shop light and could see through it just fine. I told him to just let me swap it anyway, and he argued with me for like ten minutes. I finally just did it to shut him up. Took the old one off and laid it on the concrete, and that thing looked totally clean. But when I tapped it against the ground, a huge cloud of dust shot out that you couldn't even see in the folds. It took me about 3 extra hours of testing to find a random boost leak that was caused by the restriction running the turbo way too hard. Has anyone else found that a "good" looking filter was actually wrecking your numbers?