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Unpopular opinion: Keeping one strong password is better than switching them up

I know most experts say to change passwords regularly, but I think that's outdated advice. My main bank account has had the same long password for years, with no security issues. From my own reading, a lot of attacks happen because people reuse passwords on shady sites, not because one gets cracked. If you force yourself to change passwords often, you're more likely to pick something easy to remember but weak. In my painting business, I have online accounts for ordering materials, and constantly updating passwords just means I might forget them or write them on a sticky note. I'd rather spend time making one really good, random password and use a free tool to remember it for each site. That seems way more secure than cycling through slight variations. What's your take on this?
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2 Comments
caleb_coleman88
My credit union account got locked after three failed login attempts. That was the wake-up call for me. Switched to a password manager called Bitwarden. Now every site has a unique, long password. I never change them unless there's a breach. This method is way safer than my old routine of tiny changes.
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taylor.elliot
Seriously, read an article that said changing passwords all the time is outdated unless there's a leak. Your method totally lines up with that. Made the switch myself last year.
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